$315,000
$315,000
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3 Beds
2 Baths
1,676 SqFt
SOLD DATE : 07/10/2026
Key Details
Sold Price $315,000
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Sold
Purchase Type For Sale
Square Footage 1,676 sqft
Price per Sqft $187
Subdivision Brookside Estates
MLS Listing ID TB8504408
Sold Date 07/10/26
Bedrooms 3
Full Baths 2
HOA Fees $7/ann
HOA Y/N Yes
Annual Recurring Fee 85.0
Year Built 2020
Annual Tax Amount $6,631
Lot Size 6,098 Sqft
Acres 0.14
Lot Dimensions 50x120
Property Sub-Type Single Family Residence
Source Stellar MLS
Property Description
Welcome to 1103 Coastal Hammock Dr — where modern living, premium waterfront views, and an incredibly rare financing opportunity come together in one exceptional home.
This beautifully maintained 2020-built home offers a highly sought-after assumable mortgage at just 2.99% interest, available to BOTH VA and non-VA buyers. Opportunities like this are extremely rare in today's market and could mean substantial monthly savings compared to current interest rates. To make the deal even more attractive, the seller is also offering buyer closing cost assistance and is motivated, flexible, and easy to work with.
Located in the desirable Brookside community of Ruskin, this better-than-new home has been meticulously cared for by its original owner and shows like a model home. With minimal wear and tear, two of the three bedrooms were never occupied, giving the home a clean, fresh, move-in-ready feel throughout.
Inside, you'll love the upgraded finishes and modern touches, including:
• Luxury vinyl plank flooring
• Epoxy-coated garage flooring
• Modern glass shower enclosure
• Bright open-concept living spaces
• Immaculate condition throughout
Step outside to one of the home's most impressive features — a premium water-view lot with no rear neighbors. Enjoy peaceful pond views, added privacy, and direct gated access to a scenic walking trail right from your backyard. The resort-style community amenities, including the pool, playground, and amenity center, are conveniently located just steps away.
Additional highlights include:
• No flood insurance required
• No hurricane damage
• Strong 2020 construction for added peace of mind
• Low-maintenance, move-in-ready condition
• Convenient access to shopping, dining, schools, and major commuter routes
Why wait months and pay more for new construction when you can own a fully upgraded, like-new home on a premium lot with a below-market assumable interest rate that could save you thousands every year?
Homes offering this combination of financing, condition, location, and value rarely become available. Schedule your private showing today.
Location
State FL
County Hillsborough
Community Brookside Estates
Area 33570 - Ruskin/Apollo Beach
Zoning PD
Interior
Interior Features Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Heating Central
Cooling Central Air
Flooring Carpet, Ceramic Tile, Luxury Vinyl
Furnishings Unfurnished
Fireplace false
Appliance Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
Laundry Laundry Room
Exterior
Exterior Feature Hurricane Shutters, Playground, Sidewalk, Sliding Doors
Garage Spaces 2.0
Community Features Clubhouse, Community Mailbox, Deed Restrictions, Dog Park, Park, Playground, Sidewalks, Street Lights
Utilities Available BB/HS Internet Available, Electricity Available, Public, Water Available
Water Access No
View Water
Roof Type Shingle
Attached Garage true
Exposure North
Garage true
Private Pool No
Building
Lot Description Conservation Area, Sidewalk
Story 1
Entry Level One
Foundation Slab
Lot Size Range 0 to less than 1/4
Sewer Public Sewer
Water Public
Structure Type Block
New Construction false
Schools
Elementary Schools Ruskin-Hb
Middle Schools Shields-Hb
High Schools Lennard-Hb
Others
Pets Allowed Cats OK, Dogs OK, Yes
HOA Fee Include Pool,Maintenance Grounds,Recreational Facilities
Senior Community No
Ownership Fee Simple
Monthly Total Fees $7
Acceptable Financing Assumable, Cash, Conventional, FHA, USDA Loan, VA Loan
Membership Fee Required Required
Listing Terms Assumable, Cash, Conventional, FHA, USDA Loan, VA Loan
Special Listing Condition None
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Bought with Jake Miklavic SIGNATURE REALTY ASSOCIATES
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