Winter Haven, FL 33884,316 RUBY LAKE LOOP
Listed by
Bought with

$398,900

$399,900

0.3%
Est.Price: ?

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Est. payment /mo

3 Beds

2 Baths

1,805 SqFt


SOLD DATE : 10/17/2025

Key Details

Sold Price $398,900

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Sold

Purchase Type For Sale

Square Footage 1,805 sqft

Price per Sqft $220

Subdivision Ruby Lake Phase 3

MLS Listing ID O6337182

Sold Date 10/17/25

Bedrooms 3

Full Baths 2

Construction Status Completed

HOA Fees $71/mo

HOA Y/N Yes

Annual Recurring Fee 852.0

Year Built 1998

Annual Tax Amount $3,115

Lot Size 10,018 Sqft

Acres 0.23

Lot Dimensions 82.6' X 120'

Property Sub-Type Single Family Residence

Source Stellar MLS

Property Description

Back on Market - Buyer Financing Fell Through! This move-in ready home is priced BELOW its recent Appraised Value, giving the next buyer instant equity and a head start. With the Appraisal already Complete and in hand, you can enjoy a smoother, faster closing. Welcome to Ruby Lake, a highly desirable gated community in Winter Haven! This updated 3BR/2BA home offers the best of Florida living with a resort-style saltwater pool and expansive paver patio, perfect for entertaining. Inside, enjoy an open layout with raised ceilings, upgraded Pergo Outlast floors, crown molding, and a cozy fireplace. Fresh paint, a vinyl privacy fence, and energy-efficient 3M UV-tinted windows add comfort, style, and savings. Ruby Lake residents also enjoy relaxation ponds, lake views, street lights and matching mailboxes and well-kept open grounds ideal for walks with pets on a leash. Ideally located near Legoland, shopping, dining, and major highways. Beautifully maintained, and priced to sell—don't miss this opportunity! This home qualifies for major financing incentives! Combined with the recnet dip in mortgage rates, this hone is more affordable than ever!

Location

State FL

County Polk

Community Ruby Lake Phase 3

Area 33884 - Winter Haven / Cypress Gardens

Zoning RESIDENTIAL

Rooms

Other Rooms Attic, Family Room, Formal Dining Room Separate, Formal Living Room Separate, Inside Utility

Interior

Interior Features Attic Ventilator, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, In Wall Pest System, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments

Heating Central, Electric

Cooling Central Air

Flooring Laminate

Fireplaces Type Family Room, Wood Burning

Furnishings Unfurnished

Fireplace true

Appliance Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator

Laundry Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup

Exterior

Exterior Feature Private Mailbox, Sliding Doors, Sprinkler Metered

Parking Features Driveway, Garage Door Opener

Garage Spaces 2.0

Fence Vinyl

Pool Auto Cleaner, Chlorine Free, Deck, Gunite, In Ground, Lighting, Pool Alarm, Pool Sweep, Salt Water, Self Cleaning, Tile

Community Features Buyer Approval Required, Deed Restrictions, Dog Park, Gated Community - No Guard, Street Lights

Utilities Available BB/HS Internet Available, Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected

View Pool

Roof Type Shingle

Porch Covered, Deck, Front Porch, Patio, Rear Porch

Attached Garage true

Garage true

Private Pool Yes

Building

Lot Description City Limits, Landscaped, Level, Paved, Private

Entry Level One

Foundation Slab

Lot Size Range 0 to less than 1/4

Sewer Public Sewer

Water Public

Architectural Style Florida, Ranch, Traditional

Structure Type Block,Stucco

New Construction false

Construction Status Completed

Schools

Elementary Schools Chain O Lakes Elem

Middle Schools Denison Middle

High Schools Lake Region High

Others

Pets Allowed Cats OK, Dogs OK, Yes

HOA Fee Include Common Area Taxes,Private Road

Senior Community No

Ownership Fee Simple

Monthly Total Fees $71

Acceptable Financing Cash, Conventional, FHA, Other, VA Loan

Horse Property None

Membership Fee Required Required

Listing Terms Cash, Conventional, FHA, Other, VA Loan

Special Listing Condition None

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